In the loyalty and rewards industry, where banks, financial institutions, and consumer programs intersect, infrastructure plays a critical role. Traditional setups often involve fragmented connections between banks and loyalty providers like airlines and hotels.

It's no secret that loyalty programs have gained significant popularity, with around 80% of American consumers reportedly enrolled in at least one, according to a Lending Tree survey.

Imagine a scenario where customers can use their credit cards to earn points that can be redeemed for travel tickets or accumulate points while shopping at a retailer for hotel stays.

Co-branded credit cards have been around since the mid-1980s, when an airline partnered with a bank to launch a gold Mastercard.

The convergence of fintech and loyalty programs is reshaping customer engagement in financial services.

Cosmopoints offers one contract that unlocks access to a vast network of loyalty programs.

Managing loyalty programs is a critical but complex task for financial institutions.

Cosmopoints addresses loyalty API diversity with a unified API standard.

Cosmopoints streamlines partnerships by offering a unified platform to connect banks and loyalty programs.

Cosmopoints offers a purpose-built, end-to-end platform connecting banks to a global network of loyalty programs.